Home Loans
For your first place or your next one. We match you to a loan that fits your budget, then handle the paperwork and the chasing so you don't have to.
Learn more
The right finance for your next move
From a broker who actually knows the banks.
★★★★★ 5.0 on Google · 25 reviews · 20+ years in lending · 35+ lenders compared
$0M+
In loans settled
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Lenders compared
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Happy clients
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Years in lending
A panel that works for you
Through Connective, one of Australia's largest broker networks, we compare 35+ lenders — from the big banks to specialist lenders.
ANZCommBankNABWestpacMacquarieINGSt.GeorgeSuncorpBankwestAMPPepper MoneyLibertyLa TrobeBluestoneME BankBank of Melbourne
What we do
One broker for every stage of your financial life
Whether you're buying your first home or structuring finance for your business, we compare the market and recommend what actually fits.
First Home Buyers
The grants and deposit schemes are confusing on purpose. We work out which ones you actually qualify for, and what they're worth to you.
Learn moreRefinancing
Still on the rate you signed up for years ago? We'll check it against the market and tell you honestly whether you can do better.
Learn moreProperty Investment
With investment lending, how the loan is structured matters as much as the rate. We set it up with your tax position and your next purchase in mind.
Learn moreBusiness & Commercial
From cashflow finance to commercial property, we arrange business lending that works with your numbers rather than against them.
Learn moreCar & Asset Finance
Got a car or equipment to buy? We'll usually land a sharper deal than the finance desk at the dealership.
Learn moreWhy Exceed Finance
You're not dealing with a call centre. You're dealing with Shaheera.
For two decades Shaheera worked inside the banks, approving loans. Now she's on your side of the table.
- Honest, plain-English adviceNo jargon, no pressure. We explain your options clearly.
- 35+ lenders, one applicationWe do the comparing and the paperwork.
- Free to youNo cost, no obligation.
Shaheera
Principal Mortgage & Finance Broker
- 20+ years in lending, including senior roles at ANZ
- Top Lending Manager, ANZ — and Broker of the Year
- Knows how lenders assess you — so your application goes in strong
Simple from start to finish
How it works
Four steps from first chat to the keys in your hand.
1
Free chat
We get to know your goals and borrowing power — no obligation.
2
We compare
We search 35+ lenders and shortlist the options that genuinely fit.
3
We apply
We package and submit your application, and chase it for you.
4
Settlement
We see it through to approval — and stay in touch after.
Don't just take our word for it
Loved by clients right across Australia
★★★★★
"Shaheera was amazing — she really knows her stuff. I got my home loan and personal loan done with her and couldn't be happier."
★★★★★
"I cannot recommend this broker highly enough. Extensive knowledge, a personal approach and exceptional negotiation."
★★★★★
"Flawless experience from Exceed Finance. I recommend them to everyone looking for a loan!"
Good questions
Frequently asked
In most cases, our service is free to you. We're paid a commission by the lender once your loan settles.
We compare loans from a panel of more than 35 lenders.
Most approvals take between 3 and 10 business days once your documents are submitted.
Your bank can only offer you its own products. We compare dozens of lenders and negotiate on your behalf.
Absolutely. Self-employed income or a past credit issue — these are exactly where an experienced broker makes the biggest difference.
Australia-wide · online or in person
Wherever you are in Australia, we'll find your right loan
We work with clients right across Australia — entirely online if that suits you, or face to face. Distance is never a barrier to getting the right advice.
Let's find your right loan
Book a free, no-obligation chat with Shaheera — no pressure and no cost.