Home Loans
For your first place or your next one. We match you to a loan that fits your budget, then handle the paperwork and the chasing so you don't have to.
Learn more
The right finance for your next move
From a broker who actually knows the banks.
★★★★★ 5.0 on Google · 27 reviews · 20+ years in lending · 35+ lenders compared
$0M+
In loans settled
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Lenders compared
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Happy clients
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Years in lending
Our lender panel
Through Connective, one of Australia's largest broker networks, we compare 35+ lenders, from the big banks to specialist lenders.
ANZCommBankNABWestpacMacquarieINGSt.GeorgeSuncorpBankwestAMPPepper MoneyLibertyLa TrobeBluestoneME BankBank of Melbourne
What we do
One broker for any type of loan
Whether it's your first home or finance for your business, we compare lenders and tell you what fits.
First Home Buyers
The grants and deposit schemes are hard to follow. We work out which ones you qualify for, and what they are worth to you.
Learn moreRefinancing
Still on the rate you signed up for years ago? We'll check it against the market and tell you honestly whether you can do better.
Learn moreProperty Investment
With investment lending, how the loan is structured matters as much as the rate. We set it up with your tax position and your next purchase in mind.
Learn moreBusiness & Commercial
From cashflow finance to commercial property, we arrange business lending that suits your cashflow.
Learn moreCar & Asset Finance
Buying a car or equipment? We compare car and asset loans so you can put them next to the dealership's offer.
Learn moreWhy Exceed Finance
You deal with Shaheera, not a call centre.
For 20 years Shaheera worked at the banks, approving loans. She knows what they look for, and now she works for you.
- Honest, plain-English adviceNo jargon, no pressure. We explain your options clearly.
- 35+ lenders, one applicationWe do the comparing and the paperwork.
- Free to youNo cost, no obligation.
Shaheera
Principal Mortgage & Finance Broker
- 20+ years in lending, including senior roles at ANZ
- Top Lending Manager, ANZ, and Broker of the Year
- Knows how lenders assess you, so your application goes in strong
Start to finish
How it works
Four steps, from the first chat to settlement.
1
Free chat
We get to know your goals and borrowing power, no obligation.
2
We compare
We search 35+ lenders and shortlist the options that genuinely fit.
3
We apply
We package and submit your application, and chase it for you.
4
Settlement
We see it through to approval, and stay in touch after.
★★★★★
"Shaheera was amazing. She really knows her stuff. I got my home loan and personal loan done with her and couldn't be happier."
★★★★★
"I cannot recommend this broker highly enough. Extensive knowledge, a personal approach and exceptional negotiation."
★★★★★
"Flawless experience from Exceed Finance. I recommend them to everyone looking for a loan!"
Good questions
Frequently asked
In most cases, our service is free to you. We're paid a commission by the lender once your loan settles.
We compare loans from a panel of more than 35 lenders.
Most approvals take between 3 and 10 business days once your documents are submitted.
Your bank can only offer you its own products. We compare dozens of lenders and negotiate on your behalf.
Absolutely. Self-employed income or a past credit issue, these are exactly where an experienced broker makes the biggest difference.
Australia-wide · online or in person
We work with clients anywhere in Australia
We work with clients right across Australia, entirely online if that suits you, or face to face. You don't need to live nearby.
Online, anywhere in Australia
Phone or video, 8am to 11pm, seven days. Documents go back and forth securely, and nothing needs a visit.
In person in Melbourne
Our office is in Dandenong South, and Shaheera meets clients across Melbourne when a face-to-face chat suits better.
In Dari and English
Shaheera speaks Dari. Afghan clients in Melbourne, Sydney, Adelaide and Shepparton can go through everything in their own language.
Talk to Shaheera
Book a Free Chat with Shaheera. No cost and no obligation.