How we help
Whatever you're financing, we'll find the right fit
From your first home to your next business move, we compare 35+ lenders and structure your loan the way it should be.
Home Loans
The right home loan, without the guesswork
Buying a home is the biggest financial decision most people make. We compare the whole market to find a loan that fits your budget today and your plans tomorrow.
- Pre-approval so you can bid and buy with confidence
- Rate, offset, redraw and structure explained in plain English
- We handle the lender, the paperwork and the chasing
Did you know?
A well-structured loan can save tens of thousands over its life. The lowest advertised rate isn't always the cheapest.
First Home Buyers
Your first home, made far less scary
Grants, guarantees, deposit schemes, LMI. We walk you through every option you may be eligible for.
- First Home Guarantee
- First Home Owner Grant
- Low-deposit options
- Stamp duty concessions
- Genuine savings explained
You may need less than you think
With the right scheme, some buyers get in with as little as a 5% deposit and no LMI.
Refinancing
Still on the rate you signed up for years ago?
We review your current loan, compare it against the market, and only recommend a switch if it genuinely puts you ahead.
- Lower your repayments or pay your loan off faster
- Release equity for renovations or an investment
- Consolidate debts into one simpler repayment
A 10-minute review could pay off
A quick review costs you nothing and could save you plenty.
Property Investment
Build a portfolio that's structured to grow
It's about structure, equity and serviceability working together over years.
- Equity release
- Interest-only options
- Portfolio structuring
- SMSF lending referrals
- Tax-effective setups
Structure beats luck
The investors who go furthest are the ones whose lending was set up to let them keep buying.
Business & Commercial
Finance that helps your business move
We arrange commercial and business lending that's structured correctly from the start.
- Commercial property loans
- Business loans
- Cashflow & debtor finance
- Equipment finance
Lenders for every industry
We know who's saying yes right now in your sector.
Car & Asset Finance
Drive away without the dealership markup
We compare secured and unsecured options so you get a competitive rate.
- New and used vehicles, plus business equipment
- Quick turnaround so you're not left waiting
Sort finance before you shop
Walking in pre-approved puts you in control of the negotiation.
Personal Loans
A personal loan that fits your life, not the bank's
We compare personal loan options across lenders to find a competitive rate and a comfortable repayment.
- Secured and unsecured options compared
- Debt consolidation to simplify your repayments
One simpler repayment
Rolling several debts into one well-structured personal loan can lower your repayments.
Insurance
Protect what you're working so hard to build
We connect you with trusted, licensed insurance partners for life, income protection and general cover.
- Life insurance
- Income protection
- Home & contents
- Landlord cover
Insurance is arranged through licensed third-party partners. Exceed Finance does not provide insurance advice or issue insurance products.
Ask about insuranceFinance and protection, together
Most people sort their loan then forget the safety net. We make sure both are covered.
Simple from start to finish
How it works
Free chat
We get to know your goals and borrowing power.
We compare
We search 35+ lenders and shortlist the options that fit.
We apply
We package and submit your application, and chase it for you.
Settlement
We see it through to approval, and stay in touch after.
Not sure which option is right?
Tell us your situation and we'll point you in the right direction, for free.