Calculators

Finance calculators

Estimate your repayments, see roughly how much you could borrow, and work out your Victorian stamp duty.

Loan amount $600,000

Interest rate 6.00%

Loan term 30 yrs

Assumes principal & interest repayments at a constant rate.

Estimated repayment

per fortnight

Total interest$0

Total to repay$0

Your annual income (before tax)

Co-applicant income (optional)

Monthly living expenses

Other monthly repayments

Dependent children

Assessment rate

Lenders test against an "assessment" rate over a 30-year term with a prudent buffer.

You could borrow around

indicative maximum loan

Monthly surplus$0

At assessment rate8.50%

Property value $700,000

Estimated Victorian stamp duty. FHB exemption up to $600k, concession tapering to $750k.

Estimated stamp duty

standard transfer duty (VIC)

Property value$700,000

You'd also need a deposit$0

These calculators are general guides only. Always confirm with us or the State Revenue Office.

A calculator is only an estimate

For the real answer, spend five minutes with Shaheera

A calculator cannot tell you which lender will approve you, or what rate you would actually get.