Free, no-obligation review
Is your home loan still the right one?
A lot can change in a few years. Book a free review with Shaheera and she'll check your rate against 35+ lenders. No cost, no paperwork, no pressure.
Get your free review
Shaheera will compare your rate and call you back the same business day.
What happens next
- You send your enquiryTakes about a minute, no documents needed yet.
- Shaheera calls or texts you backSame business day, usually within a few hours.
- She maps out your optionsIf there's a better deal, she'll show you exactly what it looks like.
Why review your loan
- Free, no obligationWe check your rate against 35+ lenders. If there's nothing better, we'll tell you.
- 20+ years of lending experienceShaheera spent two decades inside the banks. She knows what to look for.
- Straightforward, no jargonPlain English, honest numbers. No sales spin.
Good questions
Refinancing, answered honestly
If your rate hasn't been looked at in a couple of years, or your situation's changed since you took out the loan. It's worth a check. We compare your current rate against what's actually available right now and let you know if there's a genuine saving to be had. If there isn't, we'll tell you that too.
Sometimes there are discharge fees from your current lender or establishment fees with the new one. We factor every cost into the numbers before we recommend anything. If the fees eat up the savings, we'll say so, straight up.
Most refinances settle within 4 to 6 weeks once the application goes in. We handle the paperwork and keep you posted the whole way through.
Yes, but break costs might apply with your current lender. We'll find out exactly what those are before you decide anything, no surprises.
An initial chat and rate check won't touch your credit file at all. If we go ahead with a full application, there'll be a credit enquiry. We always walk you through that before it happens.
Your bank can only show you its own rates. We compare 35+ lenders in one go and do the paperwork for you. And because Shaheera spent years on the other side of the desk approving loans, she knows exactly how to put your application in strong.
Ready for a second look at your loan?
Book your free review, Shaheera will tell you honestly if there's a better deal out there.